Fix & Flip Loans for Investors
Fast-closing short-term financing that covers purchase and rehab in one loan, so you can renovate and exit on your timeline.
Purchase plus rehab, one loan
Our fix & flip program funds up to 85% of purchase and 100% of documented rehab costs through managed escrows. Close in days, draw on milestones, and refinance into a DSCR loan once stabilized.
- Loan amounts $75K–$2M
- Up to 85% LTV on purchase, 75% ARV
- 100% rehab funding via milestone draws
- Interest-only payments during the project
- Entity vesting in LLC/Corp
- Roll into DSCR refinance on stabilization
Program at a glance
| Max LTV — purchase | 85% |
| Max LTC — rehab | 100% of cost |
| Max ARV | 75% |
| Loan amounts | $75K–$2M |
| Term | 6–18 months |
| Min FICO | 640 |
| Reserves | 6 months PITIA or interest |
| Vesting | LLC / Corp / Trust |
Fix & Flip Calculator
Estimate purchase + rehab funding, cash to close, and projected profit based on ARV and exit.
Your Fix & Flip
- Purchase loan
- $212,500
- Rehab loan
- $35,000
- Total loan amount
- $247,500
- Cash to close
- $37,500
- Monthly interest-only
- $2,166
- Total interest (term)
- $19,491
- Max loan on ARV
- $255,000
- LTV vs. ARV
- 72.8%
- Projected profit
- $65,509
This calculator provides an estimate for illustration only and is not a loan offer or commitment to lend. Actual LTV, LTC, rates, and terms vary based on full underwriting, property type, and program guidelines. Up to 85% LTV on purchase and 75% of ARV; 100% rehab funding via milestone draws.
Found a property to flip?
Send us the deal sheet and ARV — we'll quote purchase plus rehab in one loan.