Commercial Investment Loans
Flexible commercial financing for mixed-use, multifamily, retail, office, and light industrial investment properties.
Commercial property, investor terms
Our commercial program underwrites on property cash flow and sponsor strength, with terms built around your investment strategy — from stabilized cash-flow properties to value-add repositioning.
- Mixed-use, multifamily, retail, office, light industrial
- Up to 75% LTV
- Loan amounts $250K–$10M
- Fixed or floating rate options
- Recourse & non-recourse structures
- Flexible amortization up to 30 years
Program at a glance
| Max LTV | 75% |
| Loan amounts | $250K–$10M |
| Min DSCR | 1.20x |
| Min FICO | 680 |
| Rate | Fixed or floating |
| Amortization | Up to 30 years |
| Recourse | Recourse / non-recourse |
| Vesting | LLC / Corp / Partnership |
Commercial Loan Calculator
Estimate commercial loan amount, DSCR, and max loan constrained by your target debt service coverage ratio.
Your Commercial Loan
- Loan amount
- $1,125,000
- Cash to close
- $375,000
- Annual debt service
- $7,866
- DSCR (at LTV)
- 17.16x
- Max loan at target DSCR
- $15,445,904
- Max LTV at target DSCR
- 1029.7%
- DSCR status
- Meets target
This calculator provides an estimate for illustration only and is not a loan offer or commitment to lend. Actual LTV, DSCR, rates, amortization, and terms vary based on full underwriting, property type, sponsor strength, and program guidelines. Up to 75% LTV; min DSCR 1.20x. Recourse and non-recourse structures available.
Financing a commercial property?
Send us the rent roll and T-12 for a tailored commercial quote.