Interactive Tool

DSCR Calculator

Enter your property details to calculate your Debt Service Coverage Ratio and instantly see which Foundation loan tiers you may qualify for.

Property & Loan Inputs

Property value / purchase price ($)

Estimated monthly rent ($)

Monthly taxes ($)

Monthly insurance ($)

Monthly HOA ($)

Interest rate (%)

Desired LTV (%)

Credit score (FICO)

Interest-only payment (IO)

Your Results

Calculated DSCR

1.04x

Loan amount: $262,500
Monthly P&I: $1,835
Monthly PITIA: $2,305
Gross rent: $2,400

Tier qualification

Foundation CoreLikely qualifies
Foundation AccessLikely qualifies
Foundation FlexBelow guidelines
Foundation SelectBelow guidelines

Get a Quote

This calculator provides an estimate for illustration only and is not a loan offer or commitment to lend. Actual DSCR, qualification, rates, and terms vary based on full underwriting, property type, occupancy, and program guidelines. Min DSCR as low as 0.75x available on select programs with higher FICO and lower LTV; no-ratio options available.