A direct lender built for investors
We finance investment property the way investors actually work — fast decisions, property-based underwriting, and flexible entity vesting.
Why investors choose Lending Foundation
We're a direct private lender — not a broker — which means you work with the people making the decision. Our DSCR programs underwrite on property cash flow, not personal income, so investors can scale portfolios without tax-return friction.
Speed
Decisions in days, not weeks. We move at the speed of your deal.
Transparency
Clear terms up front. No hidden fees or surprise conditions.
Property-based
DSCR underwriting on rent and cash flow, not personal income.
Flexibility
Entity vesting in LLC/Corp, interest-only options, and takeout paths.
By the numbers
Built for every stage of investor
First-time investors
DSCR and fix & flip programs welcome new investors where guidelines allow, with clear guidance from submission to close.
Growing portfolios
Scale with DSCR purchase, refinance, and cash-out — financed on property performance with flexible reserves.
Experienced sponsors
Ground-up construction, bridge, and commercial programs for sponsors with track records and complex capital stacks.
Let's talk about your next deal
Whether it's your first rental or your fiftieth, we'll match a program to your strategy.